This concern transient discusses the function of residence and community-based long-term care in tribal communities, the distinctive guidelines that will apply to tribal communities, and the limitations and cultural elements that advocates ought to concentrate on when supporting tribal elders in accessing these advantages.
Introduction
In American Indian and Alaska Native (AIAN) communities, elderhood typically facilities round cultural stewardship, management, and neighborhood care, slightly than on age or declining bodily and cognitive capability.[1] Due to this fact, entry to residence and community-based companies (HCBS) is essential for tribal elders not solely as a result of it allows them to get the care they want as they age, but in addition as a result of it empowers them to satisfy the vital function as an elder of their neighborhood. With HCBS, tribal elders can stay in shut proximity to youthful generations of individuals of their neighborhood and might move down their native languages; conventional recipes; ceremonial dances, songs, and different practices; and oral historical past of their tribe. Tribal elders deserve HCBS options that allow them to age of their communities, are culturally responsive, and are developed in partnerships that uplift tribal sovereignty (i.e., tribes’ proper to self-governance).
AIAN populations face the best well being inequities of any inhabitants in the USA, which creates important challenges for AIANs as they age.[2] Tribal and AIAN older adults expertise continual well being situations at increased charges than their non-tribal and AIAN counterparts.[3] Furthermore, not solely do tribal elders expertise increased charges of Alzheimer’s in comparison with white or Asian older adults, however the variety of tribal elders with Alzheimer’s or different dementia is projected to extend five-fold by the yr 2060.[4] Some research recommend that tribal elders additionally require assist with their actions of day by day dwelling—equivalent to bathing, toileting, dressing, and ambulating—at increased charge than the overall older grownup inhabitants.[5]
Inequities regarding social determinants of well being (i.e., the non-medical elements that influence well-being) additionally hurt tribal elders. Low- and middle-income tribal elders usually tend to have a number of continual ailments than these with high-income—a statistic that’s alarming contemplating the financial inequities prevalent in tribal communities.[6] AIAN communities expertise poverty at increased charges in comparison with the overall inhabitants (14.5-17.2% versus 9.9%), and people dwelling on tribal reservations traditionally expertise the best charge of poverty of any racial group in the USA (39%).[7]
The well being inequities confronted by tribal elders are particularly unnerving given the long-standing belief duty—the legally enforceable responsibility that the federal authorities has to supply varied companies and advantages to tribes. Below this belief duty, the federal authorities has to supply well being take care of AIAN populations, together with medical companies, hospitals, and physicians.[8] Regardless of this, well being inequities disadvantaging tribal elders have endured in our establishments and exacerbated limitations to entry. For instance, the Indian Well being Providers (IHS)—the federal company chargeable for the availability of well being companies to members of federally acknowledged tribes and which supplies care to 2.5 million AIANs—is chronically underfunded, with the per capita IHS expenditures lower than a 3rd of the federal well being expenditures for all different populations.[9] Whereas IHS was licensed in 2010 to supply long-term companies and helps (LTSS), Congress didn’t allocate funds to IHS to take action.[10]
Medicaid and different payors haven’t traditionally reimbursed for conventional well being practices, limiting elders’ entry to this vital part of person-centered care.[11] Different inequities, equivalent to these arising from culturally unresponsive well being care suppliers and geographic and transportation limitations (notably for these dwelling on reservations and in distant areas), additional impede AIANs from receiving applicable well being care[12] Tribal elders dwelling in distant areas face supplier shortages relating to LTSS, together with HCBS.[13]
Tribally Operated Nursing Amenities
Nursing amenities and different institutional LTSS is normally removed from tribal elders’ houses and communities. In actual fact, as of 2020 there have been solely 22 tribally operated nursing amenities throughout the USA.[14] Furthermore, there have been zero tribally operated nursing amenities in the complete japanese area of the nation. In opposition to this backdrop, many tribal elders getting into a nursing facility often are compelled to go away their neighborhood, thereby separating them from vital cultural experiences like conventional meals, Native languages, and ceremonial occasions in addition to connections with household, that are extremely valued in AIAN tradition.[15] Neighborhood-based LTSS is essential for tribal elders. Along with HCBS, elevated assist for tribally operated nursing amenities—particularly these on reservations—allow tribal elders to age in a culturally responsive atmosphere.
Lengthy-Time period Care and HCBS
Many tribal elders require long-term companies and assist (LTSS) as they age. Most individuals favor to age in place, slightly than transitioning to an institutional setting, equivalent to a nursing facility, and sometimes expertise higher well being outcomes once they do.[16] For tribal elders, HCBS allows them to stay on the reservation, close to one’s neighborhood and household, and in shut proximity to culturally important practices.
LTSS describes the suite of companies an older grownup or an individual with disabilities could require in assist of their actions of day by day dwelling (ADLs) (equivalent to consuming, bathing, and dressing) to age with dignity.[17] These companies could be offered in an institutional setting—equivalent to nursing amenities—or in residence and community-based settings (HCBS). HCBS permits an individual to age in their very own neighborhood with assist that’s tailor-made to the person, together with duties equivalent to cleansing and different chores, grocery procuring, treatment supply, or home-delivered meals; transportation to and from medical appointments; or neighborhood occasions; and in-home assist with ADLs from paid or unpaid caregivers.
Medicaid is the biggest payer of LTSS—together with HCBS—in the USA.[18] Medicaid is a joint federal and state medical insurance program accessible to low-income individuals who meet their state’s monetary thresholds. Federal legal guidelines governing Medicaid make it non-compulsory for states to cowl HCBS, and the non-compulsory nature of HCBS results in inconsistent availability of HCBS between states and contributes to older adults being caught on waitlists as a result of restricted availability of HCBS slots of their state. Older adults who’re on waitlists wait a median of 28 months after making use of for HCBS earlier than they begin receiving companies.[19]
The Older People Act (OAA) authorizes a wide range of community-based companies that additional allow tribal elders to age of their communities, equivalent to home-delivered and congregate meals and assist for household caregivers.[20] Different sources of HCBS funding embrace IHS Elder Care Initiative Grant Applications, and different social companies block grants, all of that are restricted in nature.[21] Whereas these applications are vital, they don’t fund HCBS to the identical extent as Medicaid, each by way of funding and lined companies. Different sources of well being care protection, equivalent to Medicare and personal medical insurance, are usually not as expansive as Medicaid.[22]
Cuts to Medicaid Hurt Tribal Elders
Federal finances cuts immediately hurt tribal elders. Traditionally giant cuts to Medicaid and different federal funding enacted below H.R.1 restrict states’ capability to supply to HCBS—an non-compulsory service—which is able to doubtless result in longer waitlists, extra restrictive eligibility necessities, or eliminating companies altogether.[23] With out Medicaid’s assist, the median older grownup can count on to pay between $62,000 to $116,000 yearly for HCBS, relying on their distinctive wants. Given the financial insecurity that AIAN communities face, these bills are untenable.[24]
With out entry to HCBS, tribal elders could also be compelled to depend on unpaid care, which is unsustainable and, for a lot of, unavailable. Slicing Medicaid and different funding additionally unjustifiably shifts the duty away from the federal authorities and to household or neighborhood members who themselves could also be navigating financial and well being limitations. Unpaid caregivers typically incur important bills and expertise excessive charges of medical situations, together with declining psychological well being.[25] In AIAN communities, members of the family present 90% of the caregiving to their elders and disabled kinfolk however can face burnout due to limitations to accessing helps accessible to caregivers.[26]
Moreover, with out HCBS, tribal elders could also be compelled to enter institutional settings which might be removed from their communities, endangering their well being. Tribal elders in nursing amenities that lack culturally responsive suppliers and practices could expertise racism or cultural disrespect. For instance, they could be barred from partaking in ceremonial practices, safely holding religious objects, or getting access to cultural occasions.[27] With out HCBS, tribal elders could select to keep away from essential care as they age.
Entry to HCBS for Tribal Elders
Research have discovered that regardless of the good want for it, nearly all of HCBS companies are solely reasonably accessible on tribal lands (with sure companies like grownup day care and respite care being not often accessible).[28] Obstacles to HCBS for tribal elders who dwell on reservations are important. Distant areas and transportation limitations (e.g., poor street situations) forestall service suppliers from accessing older adults’ houses. Digital limitations like lack of cellphone service, broadband web, and good gadgets restrict tribal elders’ capability to search out details about HCBS on-line or by cellphone, submit requisite documentation, or train their particular person rights in opposition to discrimination by submitting complaints in an more and more digital world.[29]
Housing insecurity can also be a barrier to totally receiving the advantages of HCBS; service suppliers can not present HCBS if the person is unhoused, and houses which might be deemed unsuitable could create issues that HCBS suppliers can not tackle. Elders dwelling on tribal lands are 4 instances as more likely to dwell in poor housing situations (equivalent to not having a sink, vary, or fridge) or dwelling in overcrowded situations.[30] Housing and financial insecurity contribute to excessive charges of homelessness for AIANs each on and off reservations.[31]
Some HCBS applications are focused particularly to tribal elders and subsequently proactively tackle these limitations whereas additionally offering culturally responsive care. Some examples of those HCBS applications embrace ones that supply conventional meals in congregate and home-delivered meals (e.g., wild turnips, dried corn, and juneberries for the Standing Rock Sioux in North and South Dakota).[32] The Cash Follows the Particular person Tribal Initiative (MFP TI) is a program that began in Minnesota, Oklahoma, North Dakota, Washington, and Wisconsin to assist tribes and states to work collectively to handle limitations and develop the infrastructure to extend entry to HCBS for members of tribes.[33] Focused applications such because the MFP TI allow tribes to make sure their elders have entry to care that displays their neighborhood values and norms, together with by hiring tribal members to supply case administration in order that elders feels comfy sharing private data with somebody from their very own neighborhood.[34]
Furthermore, below the federal authorities’s belief relationship and treaty obligations with tribes, federal Medicaid statutes make sure carve outs that may ease entry to HCBS. For instance, below Medicaid Property Restoration guidelines (i.e., the method by which states are required to gather the price of Medicaid from the beneficiaries’ remaining property after loss of life) property on Native reservations and revenue from treaty-protected assets are excluded.[35]
Medicaid, Older People Act, and Indian Well being Providers Coordination
Whereas IHS is devoted solely to the availability of well being care companies to members of federally acknowledged tribes, tribal elders receiving IHS companies are usually not precluded from additionally enrolling in Medicaid and Medicare and supplementing this care with advantages from different federal sources, equivalent to companies provided below the OAA
Medicaid is a crucial supply of funding to supply HCBS to tribal elders and may help assist IHS and different tribal well being applications. In actual fact, the federal authorities absolutely reimburses states with tribally run HCBS applications for expenditures on lined companies offered to AIAN elders enrolled in Medicaid, making state and tribal collaboration mutually helpful.[36]
Federal and state policymakers ought to work towards higher collaboration with tribal governments to determine the unmet LTSS wants of tribal elders and alternatives for focused funds, aiming to contain tribal leaders early within the design and growth course of.[37] Equally, it’s essential for direct service suppliers—equivalent to enrollment specialists, employees at Space Businesses on Ageing, case managers and social staff, and others—to share details about Medicaid eligibility and enrollment with tribal elders.
Conclusion
Tribal elders deserve sturdy long-term care infrastructure that empowers them to age of their communities and is led by tribes and tribal organizations. HCBS and different community-centered companies and helps should heart tribal sovereignty—reflecting partnerships, monetary relationships, and authorized authority that allow tribes to control the availability of culturally responsive long-term care for his or her elders.
Sources
Endnotes
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Univ. of Hawai’I at Manoa, Dept. of Public Well being Sciences, Indigenous views of elderhood provide classes on growing old (Mar. 13, 2025); Yu-Chi Kalesekes Huang & Kathryn L. Braun, Elderhood and Wholesome Ageing from an Indigenous Perspective, 22 Int. J. Environ. Res. Public Well being 123 (2025).. ↑
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For extra details about well being inequities amongst tribal elders, see Sahar Takshi, Justice in Ageing, Justice for Tribal Elders: Points Impacting American Indian and Alaska Native Older Adults (2023). ↑
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Spero Manson & Dedra Bushwald, Ageing and Well being of American Indians and Alaska Natives: Contributions from the Native Investigator Improvement Program, J. Ageing Well being (2021). ↑
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Rachel A. Whitmer et al., Ethnic and Racial Disparities in Ten-12 months Cumulative Prevalence of Dementia and Alzheimer’s Illness, 10 Alzheimer’s & Dementia 152 (2014); Rachel Conant, Alzheimer’s Influence Motion, Recognizing Native American Heritage Month (Nov. 30, 2023). ↑
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Nationwide Useful resource on Native American Ageing on the Univ. of N. Dakota, Exercise Limitations Amongst Native American Elders (Oct. 2001). ↑
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Collette Adamsen et al., Ctrs. For Illness Management, Training, Earnings, and Employment and Prevalence of Continual Illness Amongst American Indian/Alaska Native Elders (Mar. 22, 2018). ↑
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United States Census Bureau, Poverty in the USA Desk A-3 Poverty Standing of Individuals by Age, Race, and Hispanic Origin Utilizing the Official Poverty Measure: 1959 to 2024 (Sep. 29, 2025) (column M for % of individuals 65 years and over dwelling in poverty, rows 356 for American Indian and Alaska Native In Mixture in 2024 and 382 for American Indian and Alaska Native Solely in 2024); see Stephen Cornell and Joseph P. Kalt, Harvard U. Faculty of Authorities, American Indian Self-Dedication: The Political Financial system of a Coverage that Works, Working Paper, 8 (2010). ↑
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See Indian Well being Servs., Foundation for Well being Providers (Jan. 2015); ↑
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See U.S. Fee on Civil Rights, Damaged Guarantees: Persevering with Federal Funding Shortfall for Native People 60 (2018). ↑
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Nat’l Indian Council on Ageing, Lengthy-Time period Providers and Helps Reality Sheet (2016) (noting that IHS obtained grants in 2010 to supply IHS however that funding was solely short-term). ↑
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Sahar Takshi, Justice in Ageing, Conventional Healthcare By means of Particular Medicaid Waivers (Jan. 9, 2025). ↑
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Sahar Takshi, Justice in Ageing, Justice for Tribal Elders: Points Impacting American Indian and Alaska Native Older Adults (2023). ↑
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Ctrs. For Medicare & Medicaid Srvs., Report back to Congress, Greatest Practices within the Cash Follows the Particular person (MFP) Demonstration 40 (2021). ↑
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Ctrs. For Medicare & Medicaid Servs., Tribal Nursing Residence and Assisted Residing Listing 1-5 (2020). ↑
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Ctrs. For Medicare &. Medicaid, Rising LTSS Points In Indian Nation: Rebalancing LTSS Funding for HCBS 4 (2016). ↑
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Brenda Owusu et al., Ageing in place: Applications, challenges, and alternatives for selling wholesome growing old for older adults 9 Nursing Open 5784-85 (2023). ↑
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Amber Christ & Natalie Kean, Justice in Ageing, Medicaid Residence and Neighborhood-Based mostly Providers for Older Adults with Disabilities: A Primer (2021). ↑
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See Priya Chidambaram et al., Kaiser Household Basis, 5 Key Details About Nursing Amenities and Medicaid (2025). ↑
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Natalie Kean & Amber Christ, Justice in Ageing, Medicaid Residence and Neighborhood-Based mostly Providers for Older adults with Disabilities: A Primer 8 (2020). ↑
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Admin. For Neighborhood Residing, Providers for Native People (OAA Title VI) (final visited Feb. 2, 2025). ↑
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Ctrs. For Medicare.& Medicare Servs., Supporting American Indian and Alaska Native Individuals within the Neighborhood 5 (final visited Sept. 8, 2025). ↑
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Priya Chidambaram & Alice Burns, Kaiser Household Basis, 10 Issues About Lengthy-Time period Providers & Helps (LTSS) (2024). ↑
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Natalie Kean & Gelila Selassie, What’s within the Funds Reconciliation Act of 2025 and What Does it Imply for Low-Earnings Older Adults’ Entry to Well being and Lengthy-Time period Care? (Aug. 13, 2025). ↑
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Sahar Takshi & Kate Lang, Justice in Ageing, Supporting Tribal Elders By means of Social Safety (2024). ↑
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Cathy Bradley et al., Unpaid Caregiving: What are the hidden prices? 114 J. Nat’l Most cancers Inst. 1431-1433 (2022). ↑
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Ctrs. For Medicare &. Medicaid, Rising LTSS Points In Indian Nation: Rebalancing LTSS Funding for HCBS 4 (2016); see additionally United South & Japanese Tribes Inc., The Care Hole for Indigenous Seniors: Ageing in Place and Lengthy-Time period Care on Native American Reservations (2021) (noting that AIAN caregivers typically don’t self-identify as caregivers, which means that basic outreach to caregivers is ineffective in AIAN communities) . ↑
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Sahar Takshi, Justice in Ageing, Justice for Tribal Elders: Points Impacting American Indian and Alaska Native Older Adults (2023). ↑
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Ctrs. For Medicare.& Medicare Servs., Supporting American Indian and Alaska Native Individuals within the Neighborhood 5 (final visited Sept. 8, 2025). ↑
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Sahar Takshi, Justice in Ageing, Justice for Tribal Elders: Points Impacting American Indian and Alaska Native Older Adults 11 (2023). ↑
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Nat’l Low Earnings Housing Coalition, Native American Housing (2024). ↑
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Nat’l Indian Council on Ageing, Obstacles to Native Homeownership (2023). ↑
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Ctrs. For Medicare.& Medicare Servs., Supporting American Indian and Alaska Native Individuals within the Neighborhood 5 (final visited Sept. 8, 2025). ↑
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Ctrs. For Medicare & Medicaid Srvs., Report back to Congress, Greatest Practices within the Cash Follows the Particular person (MFP) Demonstration 42 (2021). ↑
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Ctrs. For Medicare & Medicaid Srvs., Report back to Congress, Greatest Practices within the Cash Follows the Particular person (MFP) Demonstration 42 (2021). ↑
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Ctrs. Medicare & Medicaid Servs., 10 Vital Details about Indian Well being Service and Well being Insurance coverage (2016); Hannah Diamond, Justice in Ageing, Mitigating the Dangerous Results of Medicaid Property Restoration: Methods for State Advocates (2025). ↑
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CMS, 100% FMAP for LTSS — Educate Your State (final visited Sept. 17, 2025). ↑
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For recommendations on establishing and sustaining partnerships with tribes concerning HCBS, see Ctrs. For Medicare & Medicaid Srvs., Report back to Congress, Greatest Practices within the Cash Follows the Particular person (MFP) Demonstration 39-40 (2021). ↑